A free arithmetic tool. It is not advice, and nothing about you is being assessed.
This calculator performs arithmetic on figures you type, in your own browser. Nothing is sent, saved, stored or seen by anyone. There is no form, no submission, no account and no tracking — no mechanism exists by which your figures could reach the author or anyone else. Close the page and nothing remains.
It is not advice — financial, insurance, investment, tax or legal. It is not a needs analysis, not a suitability assessment, not a recommendation and not an offer. It models no financial product of any kind, and the rates you enter are your own assumptions, not rates offered or achievable anywhere. No determination is made about you and nothing is being sold to you on this page.
Real loans and real investments carry fees, taxes, compounding conventions, penalties and terms this simple arithmetic ignores. Treat any figure here as a rough illustration to take to your own advisers, never as a quotation, a projection or a basis for a decision. Nothing here creates a professional-client relationship.
The author accepts no responsibility for any decision made on the basis of this tool.
When capital leaves an account, two things happen. The balance falls, which everyone notices. And the growth that balance would have produced stops, which almost nobody calculates.
This is plain compound arithmetic at a rate you choose. The rate is your assumption — it is not offered by anyone, not achievable by any particular product, and not a forecast. Real outcomes involve taxes, fees and volatility this ignores.
Your figures
That is compound arithmetic on your own assumption. It is not a projection, no product produces it, and nobody is offering that rate. Take it to your own advisers.
A free arithmetic tool. It is not advice, and nothing about you is being assessed.
This calculator performs arithmetic on figures you type, in your own browser. Nothing is sent, saved, stored or seen by anyone. There is no form, no submission, no account and no tracking — no mechanism exists by which your figures could reach the author or anyone else. Close the page and nothing remains.
It is not advice — financial, insurance, investment, tax or legal. It is not a needs analysis, not a suitability assessment, not a recommendation and not an offer. It models no financial product of any kind, and the rates you enter are your own assumptions, not rates offered or achievable anywhere. No determination is made about you and nothing is being sold to you on this page.
Real loans and real investments carry fees, taxes, compounding conventions, penalties and terms this simple arithmetic ignores. Treat any figure here as a rough illustration to take to your own advisers, never as a quotation, a projection or a basis for a decision. Nothing here creates a professional-client relationship.
The author accepts no responsibility for any decision made on the basis of this tool.